Effective date: 1 January 2026 · Last updated: 1 January 2026
Please read these Terms carefully before using sm-topup. They set out your rights and responsibilities as a visitor or registered user of our Site.
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By accessing or using sm-topup (the "Site"), you agree to be bound by these Terms of Service and all applicable laws. If you do not agree, please discontinue use of the Site immediately.
sm-topup is an informational guide covering mobile operators in Singapore and Indonesia. We provide editorial content, comparisons, and general consumer advice. We do not directly sell mobile plans or process telecommunications transactions on behalf of operators.
Certain features may require registration. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us immediately of any unauthorised access.
Where sm-topup facilitates referrals or purchases through partner operators, all transactions are subject to the respective operator's terms and pricing. sm-topup is not a party to any transaction between you and a mobile operator.
All content on this Site — including text, graphics, logos, and data — is owned by or licensed to sm-topup and protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without prior written consent.
You agree not to scrape, copy, or republish Site content for commercial purposes; attempt to gain unauthorised access to any system or data; or use the Site to transmit harmful, unlawful, or misleading material. Violations may result in immediate termination of access.
The Site is provided "as is" without warranties of any kind, express or implied. sm-topup does not warrant the accuracy, completeness, or timeliness of any information published. Operator pricing and plan details may change; always verify directly with the operator.
To the fullest extent permitted by law, sm-topup and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on its content. Our aggregate liability shall not exceed SGD 100.
We reserve the right to suspend or terminate your access to the Site at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
These Terms are governed by the laws of the Republic of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the courts of Singapore.
If you have questions about these Terms, please contact us at [email protected] or write to sm-topup, 10 Anson Road, #10-01, Singapore 079903.
Questions about these Terms?
Reach our legal team at [email protected]. We aim to respond within 5 business days.
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Independent editorial guide. Not affiliated with any mobile carrier. Information is provided for informational purposes only.